VASPCheck

VASP Compliance Summary — Bitpanda

Bitpanda GmbH · Broker · Austria

Exported 2026-08-25

Data reviewed 2026-08-09

Overview

Compliance snapshot

Overall regulatory statusAuthorized

EU MiCA statusMiCA authorized

MiCA CASP authorization — FMA, Austria — EU/EEA passporting live
E-money licence (Bitpanda Payments GmbH) for fiat accounts
Trustpilot 4.3/5 · 18,100 reviews
No incident affecting customer assets on record

Low concern

EU-domiciled broker with an Austrian MiCA authorization, an e-money licence and an established bank-partnership business.

Authorizations

Licenses & registrations

Jurisdiction	Regulator	Authorization	Status	Reference	Granted
Austria	Finanzmarktaufsicht FMA · https://www.fma.gv.at/en/search-company-database/	MiCA CASP authorization	Authorized	C-AT-2025-0006	2025-01-23
Austria	Finanzmarktaufsicht FMA · https://www.fma.gv.at/en/search-company-database/	E-money institution licence	Authorized	EMI-AT-2020-0031	2020-12-15
Germany	Bundesanstalt für Finanzdienstleistungsaufsicht BaFin · https://portal.mvp.bafin.de/database/InstInfo/	Crypto custody licence	Authorized	BaFin-KV-2023-0044	2023-03-28
France	Autorité des marchés financiers AMF · https://www.amf-france.org/en	PSAN registration	Registered	E2022-021	2022-03-11

Reputation

Reputation scores

Trustpilot-style score4.3 / 5

Reviews18,100

App Store4.6

Google Play4.4

12-month trendflat

Press sentiment (12m)+6 / ~2 / −1

Media

Recent press

Date	Source	Headline & summary	Sentiment
2026-07-11	Reuters	Broker signs third major bank distribution deal A European retail bank will offer crypto through the firm's technology unit.	Positive
2026-04-16	Bloomberg	Technology arm expands white-label offering Bank clients can now embed custody and trading through one API.	Positive
2026-01-22	CoinDesk	Product range trimmed under EU rules A small number of tokens were removed from the platform.	Neutral
2025-10-20	Financial Times	Competition intensifies for European retail flows Margins tightened as bank-owned platforms entered the market.	Negative

Risk events

Incidents & enforcement

Date	Type	Amount	Description
2022-06-14	Outage	—	Order execution delays during a market-wide sell-off.

Profile

Key facts

Founded2014

Websitebitpanda.com

Fiat currenciesEUR, CHF, GBP, TRY

Proof of reservesPartial

Custody modelRegulated crypto custody with segregated client holdings

Legal entitiesBitpanda GmbH (AT) · Bitpanda Payments GmbH (AT) · Bitpanda Asset Management GmbH (AT)

Bitpanda

AuthorizedMiCA authorizedESMA register

Bitpanda GmbH

Broker🇦🇹 Austria Founded 2014bitpanda.com

Visit website

Last reviewed

2026-08-09

Compliance snapshot

MiCA CASP authorization — FMA, Austria — EU/EEA passporting live
E-money licence (Bitpanda Payments GmbH) for fiat accounts
Trustpilot 4.3/5 · 18,100 reviews
No incident affecting customer assets on record

Overall concern

Low concern

EU-domiciled broker with an Austrian MiCA authorization, an e-money licence and an established bank-partnership business.

Regulatory

Licenses & registrations

Jurisdiction	Regulator	Authorization	Status	Reference	Granted
🇦🇹 Austria	FinanzmarktaufsichtFMA	MiCA CASP authorization	Authorized	C-AT-2025-0006	2025-01-23
🇦🇹 Austria	FinanzmarktaufsichtFMA	E-money institution licence	Authorized	EMI-AT-2020-0031	2020-12-15
🇩🇪 Germany	Bundesanstalt für FinanzdienstleistungsaufsichtBaFin	Crypto custody licence	Authorized	BaFin-KV-2023-0044	2023-03-28
🇫🇷 France	Autorité des marchés financiersAMF	PSAN registration	Registered	E2022-021	2022-03-11

🇦🇹 Austria
Authorized
MiCA CASP authorization
FinanzmarktaufsichtFMA
C-AT-2025-00062025-01-23
🇦🇹 Austria
Authorized
E-money institution licence
FinanzmarktaufsichtFMA
EMI-AT-2020-00312020-12-15
🇩🇪 Germany
Authorized
Crypto custody licence
Bundesanstalt für FinanzdienstleistungsaufsichtBaFin
BaFin-KV-2023-00442023-03-28
🇫🇷 France
Registered
PSAN registration
Autorité des marchés financiersAMF
E2022-0212022-03-11

User signals

Reputation

Trustpilot-style score

4.3/ 5

4.3

18,100 reviews

Stable (12m)

App ratings

App Store: 4.6
Google Play: 4.4

Press sentiment (12m)

Positive6

Neutral2

Negative1

Media

Recent press

2026-07-11
Broker signs third major bank distribution dealPositive
Reuters — A European retail bank will offer crypto through the firm's technology unit.
2026-04-16
Technology arm expands white-label offeringPositive
Bloomberg — Bank clients can now embed custody and trading through one API.
2026-01-22
Product range trimmed under EU rulesNeutral
CoinDesk — A small number of tokens were removed from the platform.
2025-10-20
Competition intensifies for European retail flowsNegative
Financial Times — Margins tightened as bank-owned platforms entered the market.

History

Incidents & enforcement

2022-06-14Outage
Order execution delays during a market-wide sell-off.